An area man with an extensive criminal record, consisting of credit card fraud, drug possession and possession of stolen property convictions, has been indicted on charges stemming from an August burglary and credit card fraud case in Fair Haven.

Rufus Monroe, 66, of 92 Peach St., Tinton Falls, allegedly committed the crime of burglary when on Aug. 28 he entered a vehicle not belonging to him that was parked in a Poplar Avenue driveway and stole credit cards from it, the indictment, signed by Acting Monmouth County Prosecutor Christopher Gramiccione, said.

Monroe then allegedly used the credit cards, Capital One and TD Bank Visa cards issued in the victim's name, fraudulently on the same day in Keyport and Belmar "to obtain money, goods or anything else of value, from various victims," the indictment added.

The two charges, burglary and credit card fraud, constitute third-degree crimes.

An indictment is not a conviction. It indicates only that a grand jury deemed that there was enough evidence to prosecute a case in a superior court of law.